SmartPlan – Financial Planning in South Africa | SAFP
Where Financial Expertise Meets Technology
Expert advice and technology united with MySmartPlan, helping you build, protect, and simplify your financial future all in one secure hub.
Compare Quotes and Unlock Your Complete Financial Hub
With MySmartPlan, you can easily compare financial products and gain full access to expert tools and guidance for building and protecting your future, all in one place.
Comprehensive Financial Planning
Full financial plan including retirement, life insurance & estate planning – Premium product included in MySmartPlan
Check our pricing →Life Insurance
Disability, critical illness, and income protection. Financial security for your family and peace of mind.
Check our pricing →Medical Aid
Hospital plans and comprehensive cover. Quality healthcare with network benefits and chronic medication.
Check our pricing →Gap Cover
Bridge medical aid shortfalls. Cover co-payments and specialist fees with cash-back benefits for you.
Check our pricing →
Why MySmartPlan
The complete financial planning solution that brings together expert advice, cutting-edge technology, and personalised guidance in one powerful platform. From retirement planning to estate management, MySmartPlan covers every aspect of your financial future with expert guidance and real-time insights.
Always Included
Get started at no cost with essential tools and comparisons. If you have all your long-term products under our management, the premium benefits will also be free.
Hub & Access
Tools & Quotes
Trust & Compliance
Premium Benefits
Everything in Free, plus advanced planning tools, comprehensive financial analysis, expert reviews, ongoing support, and unrivalled service.
Advanced Planning
Personalisation & Guidance
Ongoing Support
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We compare benefits, costs and suitability. Move with confidence—no guesswork.
Upload your policyThe (Almost) 5 Star Financial Service Company
SAFP has earned 4.9 stars from clients and is top-rated for financial planning in South Africa
“SAFP helped me understand exactly what I need for retirement. Clear, simple, and in rands!”
“Finally, a financial plan I can actually understand. The MySmartPlan is brilliant.”
“Professional, compliant, and actually helpful. Exactly what you need.”
“The best financial advice I've ever received. They made everything so clear and simple.”
“MySmartPlan changed how I think about money. Finally, a plan that works for me.”
“Outstanding service and genuine care for my financial future. Highly recommended!”
“SAFP helped me understand exactly what I need for retirement. Clear, simple, and in rands!”
“Finally, a financial plan I can actually understand. The MySmartPlan is brilliant.”
“Professional, compliant, and actually helpful. Exactly what you need.”
“The best financial advice I've ever received. They made everything so clear and simple.”
“MySmartPlan changed how I think about money. Finally, a plan that works for me.”
“Outstanding service and genuine care for my financial future. Highly recommended!”
Outcomes vary. No guarantee of returns.
Trusted & Compliant
Licensed, regulated, and committed to protecting your data
FSCA
Licensed
FSP 42208
CMS
Registered
ORG 3655
POPIA
Compliant
Data Protected
Bank-Grade Security
Encryption
Proudly working with leading providers
Coverage across life, medical, investment, estate and short-term products.
Insights & resources
Latest insights to help you make informed financial decisions
5 Essential Steps to Secure Your Financial Future in South Africa 2025
Discover the fundamental strategies that every South African should implement to build wealth and achieve financial independence. From emergency funds to retirement planning, learn how to create a solid financial foundation in the current economic climate.
Medical Aid vs Gap Cover South Africa: Complete Guide 2024
Navigate the complex world of healthcare financing in South Africa. Learn the differences between medical aid schemes and gap cover, discover which combination provides the best protection, and understand the latest regulations.
Retirement Planning South Africa: Early vs Late - The Real Cost in Rands
Explore the dramatic impact of timing on your retirement savings in South Africa. See real examples in Rands of how starting your retirement planning at 25 vs 35 vs 45 affects your final nest egg, with actionable strategies for every age.